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About Us

About Bode Insurance Solutions

Bode Insurance Solutions is a specialist independent insurance provider, experienced in arranging cover for buy-to-let investors and tenants.

We work closely with a number of leading UK insurers and have facilities in place with specialist underwriters to cater for the lettings market, as well as specially designed products to meet the needs of property portfolios.

Additionally, we've established partnerships with specialist underwriters who understand the nuances of the lettings market.

As a leading insurance broker, sustainability is at the core of everything we do. We strive to ensure our company is as eco-friendly and energy efficient as possible. We're proud to say we have been carbon neutral since 2022, reaching our target 8 years early.

Whether you're a landlord with a diverse property portfolio or a tenant seeking insurance, we've got specially designed products to meet your requirements. Trust us to find the perfect insurance solution for you.

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Landlord Insurance

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Making sure you have the right level of cover July 15th

Making sure you have the right level of cover

As a tenant, it’s important to understand that your landlord’s insurance only covers them.
How the Renters (Reform) Bill will affect tenants May 13th

How the Renters (Reform) Bill will affect tenants

The Renters (Reform) Bill has now gone through the House of Commons and is currently at the second reading stage in the House of Lords.
Fire safety – what are tenant’s and landlord’s responsibilities? March 19th

Fire safety – what are tenant’s and landlord’s responsibilities?

One of your landlord’s most important health and safety responsibilities is around fire safety.
Celebrating two years of being carbon neutral! March 5th

Celebrating two years of being carbon neutral!

As part of Leaders Romans Group (LRG), we're proud to announce our sustained achievement of carbon neutrality for a second consecutive year.
Can a tenant redecorate their rented home? February 20th

Can a tenant redecorate their rented home?

Although many people still think of renting as being a temporary housing solution, the reality is that increasing numbers of tenants are living in the same property for several years, with many relying on the private rental sector to provide a long-term home.
Tenants’ responsibilities for avoiding damp in their rented home January 12th

Tenants’ responsibilities for avoiding damp in their rented home

There are lots of different sources of damp in a rented home all of which can damage the property and result in mould growth, which is not only unsightly, but, in some cases, can be damaging to your health if the mould spores are inhaled.
Top 5 tips for tenants this Christmas and through winter December 19th

Top 5 tips for tenants this Christmas and through winter

The colder, darker months, combined with festive activities, bring a number of extra risks that tenants need to be mindful of over Christmas and into the new year.
How to protect your information if your phone or laptop is lost or stolen November 20th

How to protect your information if your phone or laptop is lost or stolen

A survey carried out on 1,000 smartphone owners by mobiles.co.uk showed that, on average, people will lose two phones in their lifetime.
Going away for more than 30 days? Why your rented home won’t be insured October 30th

Going away for more than 30 days? Why your rented home won’t be insured

One of the conditions of your landlord’s insurance is likely to be that the property must not be left unoccupied for more than 30 days – and possibly less than that during the winter months.
Top 5 tenant insurance claims and how to avoid them September 20th

Top 5 tenant insurance claims and how to avoid them

Tenants often mistakenly believe that if their possessions are damaged or stolen while they’re in the property, their landlord is responsible for compensating them and will be able to claim on their own landlord insurance policy.
What to do if your rental home has been burgled August 15th

What to do if your rental home has been burgled

While the number of burglaries in England and Wales has been on a downward trend for the past 20 years, there were still 275,919 carried out in the year 2022/23, according to the ONS – that’s an average of over 750 a day, with January tending to be the peak month.
Renters (Reform) Bill – tenants with pets and what insurance will cover July 19th

Renters (Reform) Bill – tenants with pets and what insurance will cover

A year on from the Government publishing its White Paper on rental reform, the Renters (Reform) Bill has at last begun to make its way through Parliament.
Help! What tenants should do in an emergency June 19th

Help! What tenants should do in an emergency

No matter how well-maintained your rental home is, there’s always the chance that something could go wrong.
Checklist for landlords – if there’s an emergency and your tenant calls in a panic May 12th

Checklist for landlords – if there’s an emergency and your tenant calls in a panic

A comprehensive landlord insurance policy should cover you for damage from storms, fire and flood, and also for damage caused by tenants or third-party break in or vandalism.
Checklist for tenants – what insurance will and won’t cover May 10th

Checklist for tenants – what insurance will and won’t cover

As a tenant, it’s well worth considering taking out contents insurance, as the landlord’s insurance will not typically cover your own possessions.
Why tenants should consider insurance for their rental home April 27th

Why tenants should consider insurance for their rental home

As a tenant living in a rental property, you might assume that your landlord will have insurance for accidental damage and also that they would be responsible for replacing any of your possessions if they were damaged or stolen through burglary, fire, flooding, etc.
Top 10 ways landlords can avoid making an insurance claim April 24th

Top 10 ways landlords can avoid making an insurance claim

Having insurance is a sensible way to protect yourself as a landlord against the financial cost of damage or liability claims, but it’s just as important to do everything you can to avoid having to make a claim in the first place.
How much do rental insurance costs vary and why? March 14th

How much do rental insurance costs vary and why?

Often, tenants think that if their belongings are damaged while they’re living in a rental property, their landlord’s insurance will cover the cost of repairing or replacing them.
Letting a HMO? You’ll need specialist insurance March 10th

Letting a HMO? You’ll need specialist insurance

Houses in Multiple Occupation (HMOs) are a very different type of let to a single-household rental. In addition to greater property and tenant management demands, the legal regulations are tighter, particularly around fire safety, and you may need to secure an HMO licence.
Tenants, don’t rely on your landlord’s insurance – it may not cover what you think! February 22nd

Tenants, don’t rely on your landlord’s insurance – it may not cover what you think!

As a tenant, you might assume that if anything goes wrong with the home you’re renting, such as damage from storms or flooding, your landlord is responsible for taking care of you – finding you somewhere else to live if the property is uninhabitable and compensating you for any damage to your possessions

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