A survey carried out on 1,000 smartphone owners by mobiles.co.uk showed that, on average, people will lose two phones in their lifetime. Those aged 25 to 34 reported having lost three phones so far on average, with almost half of misplaced handsets left either in bars or restaurants, or on public transport.
Smartphones and laptops are also attractive targets for criminals, as they can be easily carried, concealed and sold on, and may give access to a huge amount of valuable personal information.
In England and Wales in 2022, computers and computer equipment were stolen in almost a quarter of all burglaries, while phones were taken in 12% of incidents. In London alone, there were around 91,000 reports of phone theft last year – that’s an average of 248 every day – with the phone being returned in only 2% of cases. And, according to security software provider, Norton, over 97% of stolen laptops are never recovered.
So, if your device is taken, unfortunately you’re highly unlikely to get it back. That means as well as making it hard for anyone other than you to access your information, it’s important to have back-ups so you don’t risk permanently losing your files, contacts, etc.
5 ways to protect your data
Protect yourself financially by taking out insurance
Our own Contents Insurance for Tenants covers theft of laptops and phones from your rented home – and, in some cases, theft from another location in the British Isles if you have temporarily taken them away from home. (See 3.1, section B of our policy for more details.)
If your laptop or phone are particularly valuable, there is also the option to add ‘personal belongings’ cover. This will insure you against theft, loss or damage to your laptop or phone anywhere in the world, up to a specific amount, provided this is shown on the insurance schedule. With around three-quarters of laptop thefts occurring in public places or during travel, it could be well worth taking out this additional cover.
If you would like to discuss insuring your belongings, simply call us on 01903 890044 or email email@example.com and one of the team will be in touch.
Steps to take if you lose or have your device stolen