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Affordable tenant insurance with Bode

We've got you covered whether you're just starting out in your rental journey or you're a seasoned tenant. We're passionate about ensuring tenants like you have the protection you need. Not only do we safeguard your contents and personal belongings.

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insurance cover

So, what exactly is included in our tenant insurance?

Our policies are straightforward, effective, and affordable. They include Contents Cover and Tenant Liability Insurance. This means you're covered if you accidentally damage your landlord's property. Not having Tenant Liability cover could leave you personally responsible for repairs to items like furniture, fittings, and fixtures in case of accidents.

Meanwhile, our specialised Contents Cover offers peace of mind. If your personal possessions are lost, stolen, or damaged, rest assured you'll have the means to repair or replace them. With us, you can rent with confidence knowing you're protected every step of the way.

Contents Insurance (whilst in the home) covers:

  • Personal items
    Including clothing and jewellery

  • Soft furnishings
    Including bedding, curtains, and cushions

  • Electrical items
    Including TVs, games consoles, mobile phones, and speakers

  • Personal furniture
    Such as beds, sofas and tables

Tenants Liability Insurance covers:

  • Accidental damage
    To your landlord’s furniture, fixtures and fittings if you are liable under the terms of your tenancy agreement

*Subject to terms and conditions, please see the policy wording for more detail.

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Away for the holidays? Essential tips when leaving your rental property empty

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Does your door lock affect your insurance?

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Having an insurance policy and paying your premium does not automatically guarantee that your insurer will pay out when you make a claim.
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Although many people still think of renting as being a temporary housing solution, the reality is that increasing numbers of tenants are living in the same property for several years, with many relying on the private rental sector to provide a long-term home.
Tenants’ responsibilities for avoiding damp in their rented home January 12th

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There are lots of different sources of damp in a rented home all of which can damage the property and result in mould growth, which is not only unsightly, but, in some cases, can be damaging to your health if the mould spores are inhaled.
Top 5 tips for tenants this Christmas and through winter December 19th

Top 5 tips for tenants this Christmas and through winter

The colder, darker months, combined with festive activities, bring a number of extra risks that tenants need to be mindful of over Christmas and into the new year.
How to protect your information if your phone or laptop is lost or stolen November 20th

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A survey carried out on 1,000 smartphone owners by mobiles.co.uk showed that, on average, people will lose two phones in their lifetime.
Going away for more than 30 days? Why your rented home won’t be insured October 30th

Going away for more than 30 days? Why your rented home won’t be insured

One of the conditions of your landlord’s insurance is likely to be that the property must not be left unoccupied for more than 30 days – and possibly less than that during the winter months.
Top 5 tenant insurance claims and how to avoid them September 20th

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While the number of burglaries in England and Wales has been on a downward trend for the past 20 years, there were still 275,919 carried out in the year 2022/23, according to the ONS – that’s an average of over 750 a day, with January tending to be the peak month.
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As a tenant, it’s well worth considering taking out contents insurance, as the landlord’s insurance will not typically cover your own possessions.
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Why tenants should consider insurance for their rental home

As a tenant living in a rental property, you might assume that your landlord will have insurance for accidental damage and also that they would be responsible for replacing any of your possessions if they were damaged or stolen through burglary, fire, flooding, etc.
How much do rental insurance costs vary and why? March 14th

How much do rental insurance costs vary and why?

Often, tenants think that if their belongings are damaged while they’re living in a rental property, their landlord’s insurance will cover the cost of repairing or replacing them.

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